Terms of Service
Last updated: 3/16/2026
1. Agreement to Terms
By accessing and using Thoroughbred Handicapping Experts, LLC (T.H.E.) services, you agree to be bound by these Terms of Service.
2. Services Description
T.H.E. provides:
- Thoroughbred racing analysis and handicapping content
- Educational materials about betting strategies
- Data analysis and insights
- Consultation services
3. Age Requirement
You must be at least 21 years of age to use our services. By using our services, you represent and warrant that you meet this age requirement.
4. Responsible Gambling
We promote responsible gambling. Our content is for informational and educational purposes only. If you or someone you know has a gambling problem, please call 1-800-GAMBLER.
5. No Wagering Accepted
T.H.E. is not a sportsbook and does not accept wagers of any kind. We are not licensed to accept bets and do not facilitate betting transactions.
6. Disclaimer of Warranties
Our analysis and recommendations are based on available data and expert opinion. We do not guarantee the accuracy of our predictions or the outcome of races. All betting decisions are your own responsibility.
7. Limitation of Liability
T.H.E. shall not be liable for any losses, damages, or claims arising from your use of our services or any betting decisions you make based on our content.
8. Subscription and Payment
Subscription fees are charged in advance. All sales are final unless otherwise specified in our Billing & Cancellation Policy.
9. Intellectual Property
All content, materials, and analysis provided by T.H.E. are owned by us and protected by copyright and other intellectual property laws.
10. Termination
We reserve the right to terminate or suspend access to our services at our discretion, with or without notice.
11. Contact Information
Thoroughbred Handicapping Experts, LLC
Home Office: Cleveland, Ohio